Strengthen Your Collateral Framework with Confidence

When assets are pledged in a transaction, accurate representation and exclusive assignment are essential to market credibility. Nelnet’s Pledge Validation Services provides an independent, platform-agnostic verification process that confirms pledged loan assignments, detects potential duplication, and delivers transparent, audit-ready documentation. Available at funding, purchase, or on a recurring cadence, the service helps fund managers, trustees, and investors reduce exposure, support transparency, and reinforce counterparty trust.

Our Offerings

Comprehensive Pledge Validation Reviews

Nelnet’s Pledge Validation Services conducts detailed, third-party reviews of pledged loan data, whether you’re onboarding new collateral, transferring portfolios, or managing multi-asset securitizations.

Automated Duplicate Detection

Proprietary automation flags duplicate loan IDs, overlapping pledge dates, or borrower identifiers across securitizations, helping clients detect and prevent potential exposure before funding or reporting.

Assignment Data Review & Exception Resolution

Our validation engine identifies inconsistencies in loan-level details, borrower data, and pledge information. It provides exception reporting and collaborative resolution to deliver clean, reconciled data before certification.

Certificate of Pledge Validation

Following successful validation, Nelnet issues a Certificate of Pledge Validation, a digitally signed, audit-ready record summarizing scope, methodology, and findings for use by investors, trustees, and auditors.

Flexible Deployment & Bundling Options

Pledge Validation Services can be delivered as a one-time review, periodic certification, or integrated with Nelnet’s Verification Services and Backup Servicing for comprehensive, end-to-end transaction assurance.

Why Nelnet?

Our independent position, technical rigor, and deep servicing expertise make Nelnet a trusted partner for institutions seeking transparent, verifiable collateral oversight.

Independent Third-Party Status

A neutral, well-capitalized validator that strengthens collateral credibility and counterparty trust.

Proven Market Experience

Backed by Nelnet’s $500B AUM servicing infrastructure and decades of loan-level data management expertise.

AI-Driven Precision

Proprietary automation accelerates validation while reducing manual review time and risk

Collaborative Oversight

Exception reporting and human review provide a balanced approach to validation and resolution.

Audit-Ready Deliverables

Certificates and exception reports provide clear documentation for compliance and investor assurance.

Verification + Asset Pledging: Complete Transaction Confidence

Verification Services confirms portfolio accuracy before funding, while Pledge Validation Services confirms that pledged assets remain exclusive and correctly assigned after the pledge. Together, they deliver continuous assurance, reduce exposure, and build investor confidence across every transaction.

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